Aren't they ugly?

I love how some of the users in the forum were saying that you could use the debit card as a credit card before you got the PIN. They must have missed the memo about activating it at an ATM. -_-;

I don't remember if they give the fee refunds on ChaCha accounts or not, but they do have a listing of fee-free ATMs on their site if you need it. We have several on the list around here, but I haven't gotten ambitious enough to actually activate my card yet. lol